Insurance · Aetna
Short answer: most Aetnacommercial plans cover PHP, IOP, and dual-diagnosis outpatient addiction treatment. We verify your specific plan and tell you what you’ll actually pay before you commit.

Aetna is one of the major commercial carriers operating in Maryland. Behavioral- health benefits — including outpatient addiction treatment — are required on every ACA-compliant plan and are a standard part of Aetna’s coverage.
What you can typically expect:
Copay structures, coinsurance, deductibles, and prior-authorization requirements vary by plan. We confirm yours during verification.
Some Aetnaplans require prior authorization for PHP and occasionally for IOP. Our admissions team submits the paperwork and works the phones — it’s not your job to navigate insurance bureaucracy at the start of recovery.
If we can’t get an authorization, we tell you. If we can, we move quickly.
Most Aetna commercial plans cover outpatient addiction treatment, including PHP, IOP, and dual-diagnosis services. Glass House Recovery is licensed in Maryland and works with most Aetna plans.
Yes — PHP is a standard behavioral-health benefit on most Aetna commercial plans. Coverage details depend on plan tier and network status. We verify before scheduling intake.
Yes — IOP is also covered on most Aetna commercial plans. Some plans require prior authorization, which we handle directly.
Aetna Better Health is one of the Maryland Medicaid managed-care organizations. If you’re enrolled, your outpatient addiction treatment coverage runs through the Maryland HealthChoice program — see our Maryland Medicaid page for specifics.
Behavioral-health copays and coinsurance vary by plan. Aetna typically applies them at a per-visit rate for outpatient services. We’ll pull your specific benefits and tell you exactly what to expect.
One short message. We come back with a clear coverage breakdown — usually same business day.